Who We Are

We’re Derek and European DGI, the two voices behind Dividend Talk.

Between us, we’ve spent over 20 years building real-money dividend portfolios while working full-time jobs. We are just two investors who got tired of content aimed entirely at US audiences and decided to make the show we wished existed.

Derek is a controls and automation engineer based in Ireland. His day job gives him a genuine edge when it comes to industrial and infrastructure companies. When he’s looking at Schneider Electric or Eaton, he’s not just reading the annual report. He knows how those businesses work from the inside.

European DGI describes his story on his website over here -> My Story – European Dividend Growth Investor

Our investing style is quality-first dividend growth. We think it is an important distinction, as contrary to popular belief, we’re not chasing yield. We’re looking for companies with earnings power, balance sheet strength, and a dividend track record to pay and grow their distributions over the next 20 years.


What We’ve Built

We’ve been doing this every week since 2020. Over 280 episodes and 100s of hours of recorded research, we’ve covered hundreds of dividend stocks across European and US markets.

We both manage real-money portfolios. Six figures, dividend-focused, and built through regular contributions rather than large windfalls. We talk about what we actually own, what we’ve sold, and what we got wrong. We find sharing our journey is just easier than keeping track of a fake portfolio.

The Dividend Talk Premium Newsletter has grown into its own thing. Each month, we go deeper on individual stocks with full valuation work, DCF models, and buy/sell thresholds. It’s the research that doesn’t fit into a podcast format and a peak at how we look at companies.


The Dividend Talk YouTube Channel

The YouTube channel is where Derek goes long on individual stocks. European dividend stocks that rarely get covered by US creators. Companies like Legal & General and Diageo. If you’ve been frustrated that most dividend content ignores the European market, that’s exactly why we started it.


Why We Do This

We focus on European Dividend Aristocrats because most of the investing internet doesn’t, but it doesn’t mean we ignore the S&P 500 companies.

We also believe in saying when we got it wrong. Diageo is a good example. We covered the dividend cut, including a candid look at what we missed and what the warning signs were in hindsight. That kind of transparency is harder to do, but it’s more useful than only talking about the winners.

If you’ve found the Dividend Talk podcast, YouTube channel, or newsletter, you’re probably a long-term investor who is building toward something. Financial independence, a passive income stream, a portfolio that eventually covers your expenses. That’s what we’re building too.


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Disclaimer

We are not financial advisors. Nothing on this website, the Dividend Talk podcast, the Dividend Talk YouTube channel, or the Dividend Talk Premium Newsletter is financial advice. All content is for educational and entertainment purposes only. Past performance is not indicative of future results. Always do your own research before making any investment decision.

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